Medicare Open Enrollment Is Here.
Don't Miss Your Chance to Switch.
The Annual Election Period (AEP) is the one time each year you can change your Medicare Advantage or Part D prescription plan — and the changes you make today take effect January 1. Book a free, no-obligation review with a licensed local agent and make sure your coverage still fits your doctors, your prescriptions, and your budget.
AEP only comes once a year. After December 7, your plan locks in for the next 12 months — even if your doctors, drugs, or costs change. Don't wait until the last minute.
"C & T Insurance walked me through every Medicare option and saved me hundreds a year. I finally understand my coverage."
Schedule Your Free AEP Medicare Review
Choose an available day and time below. It's free, and there's no obligation to enroll. Your review can be by phone or in our Wylie office.
Schedule Your Medicare Review
Pick a day and time that works for you. A licensed agent will confirm by phone or email.
Why Review Your Plan During AEP?
Plans change every year — premiums, networks, drug formularies, and extras all shift. AEP is your window to make sure you're still in the right plan for next year.
Your Doctors May Have Moved
Carriers update provider networks every year. We confirm your doctors and specialists are still in-network before January 1.
Drug Costs Can Rise
Formularies change annually. We check your current medications against next year's plans to catch higher copays and tier changes.
New Benefits & Extras
Dental, vision, hearing, over-the-counter allowances and fitness benefits are updated each year — you may be leaving money on the table.
Advantage vs. Supplement
A side-by-side comparison of Medicare Advantage and Medigap so you choose with confidence, not guesswork.
Independent Guidance
As an independent agency, we work for you — not one carrier — comparing rates from 20+ top insurers.
Lock It In Early
Avoid the December rush. Booking early means more appointment times and time to ask questions before you decide.
What You Can Change During AEP
October 15 – December 7 is your once-a-year window. Changes take effect January 1.
How It Works
Three simple steps from confused to covered before the December 7 deadline.
Book Your Review
Pick a day and time that works for you using the calendar above — by phone or in person.
We Compare Plans
Your agent reviews your doctors, medications, and budget against plans from 20+ carriers for next year.
Enroll by Dec 7
Choose the plan that fits and we handle the enrollment — at no cost to you — before the deadline.
Official Medicare Notice & Disclaimer:
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. C & T Insurance is an independent insurance agency not affiliated with or endorsed by the U.S. government or the federal Medicare program.
The December 7 Deadline Is Coming Fast.
Mon–Sat 8:00am – 8:00pm